Bavarian Chocolate Cream Dessert – Aunt Eve

1 cup flour

½ cup butter or margarine, melted

½ cup almonds, walnuts, or pecan, finely chopped

8 ounce cream cheese

1 cup powdered sugar

16 ounces frozen dairy whipped topping

2 small instant chocolate pudding mix

1 small instant banana pudding mix

3 cups milk

2 banana, sliced thinly

Layer 1:  mix together flour, margarine, and nuts.  Mix well; press into 9x13 inch pan.

Bake at 325 degrees for 15 minutes.  Cool completely.

Layer 2:  Mix together cream cheese, powdered sugar, 8 ounces frozen whipped topping.

Spread on top of crust.

Layer 3:  Mix pudding mixes together with milk and spread on cream cheese layer.

Layer 4:  Place sliced bananas onto pudding layer.

Layer 5:  Top with remaining 8 ounces of whipped topping.  Refrigerate.